Aon Edge Flood Insurance Blog
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Given the increase in severe weather, it's more important than ever to understand flood insurance cost and coverage. We sat down with Edge CEO John Dickson to discuss the factors that go into pricing flood insurance.
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Extreme weather exacerbates the challenges facing the U.S. flood insurance industry. Can private flood insurance companies handle the challenge?
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Flooding in Michigan can be expensive and dangerous. We will discuss Michigan flooding and flood insurance options for your clients.
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Floodplains have a greater risk of flooding. Are they safe to build on? We will discuss common questions about base level elevation and floodplains, as well as things to consider when deciding whether to build on a Special Flood Hazard Area (SFHA).
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Yellowstone National Park experienced a once-in-100-years flood event. We will explore how the flooding began, why recovery will be difficult, and why homeowners may want to consider private flood insurance.
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Hurricane season can be a scary time for your clients. We’ll walk you through five easy hurricane prep steps.
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Flood insurance coverage – and who provides it – can be confusing to your clients. Here are five questions to help you determine whether NFIP or private flood insurance is a better fit.
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Flooding in Connecticut is more common than you might think due to risks from river overflow, coastal flooding, and Nor’easters.
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FEMA flood zone maps can change, much to the surprise of your clients, possibly affecting their insurance rates. We’ll walk through what they can do if their flood zone changes.
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Risk Rating 2.0 may lower the average cost of flood insurance, but your client may see their actual cost increase.
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A homebuying guide for flood zones. Understand how flood zones fit into the home buying process.
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Elevation certificates are no longer necessary to secure an NFIP flood insurance policy, but they may still provide some savings under Risk Rating 2.0.
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It seems counterintuitive, but wildfires can increase the risk of floods, putting people and their property at risk for floods and mudslides.
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Melting snow and frozen ground can combine to create a spring flood hazard.
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How do your clients protect the full value of a home that sits above the NFIP’s $250,000 maximum? This is where an excess flood insurance policy can help.
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Flash floods can arrive without warning. What is the risk to your clients?
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Learn what Catastrophic Ground Collapse is and what conditions must be met to be covered under a private flood insurance policy.
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If you are working with first-time home buyers to protect their new home, here are five things they should know about flood insurance.
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Homeowner’s insurance doesn’t typically cover flood damage, and flood insurance only covers certain items in a basement.
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The 2021 Atlantic hurricane season was another one for the books. Let’s look back on the major storms that impacted the US in this last year.
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For flood insurance policies renewing before the Risk Rating 2.0 transition in April, your clients may have options.
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The transition to Risk Rating 2.0 happens at different times for new and renewing policies. We can help you understand the key dates.
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Here are a few things to consider when talking to your clients about the adequacy of their flood insurance coverage.
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New Jersey floods can devastate homeowners. It may be time to consider private flood insurance.
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Here’s what you need to know about FEMA’s many different flood zones.
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If you are an insurance agent who wants to start selling private flood insurance, Aon Edge can help you to get started.
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If you live in Texas, you know that there’s one natural disaster that’s a more likely threat to homeowners than all the others: flooding.
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Flooding in Ohio
If you live in Ohio, you’re likely already familiar with Midwestern weather hazards like tornadoes and snowstorms, but there’s one natural disaster many homeowners forget about: flooding.
- When it comes to swimming pools, what does flood insurance cover?
For years, consumers had only one option when it came to flood insurance: The National Flood Insurance Program (NFIP). As you may know, the NFIP has a $250,000 limit on covering damage to the main home structure, which can pose a problem if your client is facing more expensive repairs.
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Hurricane season 2021 is coming to an end, but that doesn’t mean you should forget about private flood insurance until next year.
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On October 1, FEMA changed its system for calculating a property’s individual flood risk. Here’s what that means for your clients’ premiums.
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Whether or not flood insurance is required by law depends on what flood zone you are in and if you have a federally backed loan on your home or commercial building.
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Texas has been impacted by three of the ten costliest flooding events in US History.
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Consider purchasing flood insurance to help protect what may be your most valuable asset.
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What is the cost of flooding if you don't have flood insurance?
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Learn more about the impacts of the changes to policies.
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Learn what factors help determine private Flood Insurance rates.
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Read about the NFIP and PFI, their similarities and differences.
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Read about the histories of both programs, their similarities and differences.
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4 Ways Increased Cost of Compliance Coverage (ICC) can help clients to pay for flooding mitigations on structures with a history of flood damage.
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If you’re like most people, your home is the single biggest purchase you’ll ever make during your lifetime.
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Suffering a loss is never easy.
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Floods have an enormous impact on those who are affected.
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How did the Lloyds marketplace model come about?
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Welcome to home buying season 2021.
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Did you know every home is in a flood zone?
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The Spring season can bring some serious flooding risks.
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Not all flood insurance polices have the same coverage limits.
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Information regarding the cancellation of a flood insurance policy.
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Save time and instantly print your customer’s Declarations Page.
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Match a property’s flood zone in response to lender requirements.
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Three things you might not know about EZ Flood Private Flood Insurance.
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When an event happens the Aon Edge Catastrophe (CAT) Team acts.
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Eight things you need to know about EZ Flood Private Flood Insurance.
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One of the largest disasters in the history of the state of California.
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How agents can help property-owners implement financial protections that defend against a variety of threats, including an unexpected flooding event.
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Changes to the NFIP effective January 2021.
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Information regarding the NFIPs definition of their severe repetitive loss program.
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What is covered under a flood insurance policy and what are your options?
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What does it mean if a property is identified as a SRL?
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The risk of flooding when the rain starts dramatically increases in and around communities affected by wildfires.