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Frequently Asked Questions
3 Misconceptions about EZ Flood Private Flood Insurance
Agents must provide a National Flood Insurance Program (NFIP) quote before offering EZ Flood.
- EZ Flood can be offered without first getting a quote from the NFIP; agents should review all flood insurance options to help determine which policy best meets their insured needs.
Coverage is the same as the NFIP.
- EZ Flood offers greater building and personal property coverage limits than a NFIP policy in addition to additional coverage options for catastrophic ground collapse and additional living expenses.
It is not accepted by lenders.
- EZ Flood satisfies the federal rules requiring federally regulated lenders accept private flood insurance.